AI Investment Advisor
Personalized investment recommendations based on your goals, risk tolerance, and financial situation
AI Investment Advisor
Live Chat Support
Instant Loans
Smart Investments
54 African Countries
AI-Powered Financial Platform for Africa
Smart money transfers, instant loans, high-yield investments, and AI-driven engagement. Built for 54 African countries.
$15B+
Transferred
75K+
Active Users
95%
AI Accuracy
24/7
Live Support
One platform, endless possibilities
From AI-powered customer acquisition to instant collateral-backed loans, we have everything you need to grow.
Live Chat Support
Real-time customer support with AI-powered chatbots and human agents available 24/7
Knowledge Base
Comprehensive documentation, tutorials, and FAQs for all platform features
NLP Analytics Engine
Advanced sentiment analysis with real-time processing, emotion detection, and keyword extraction
Smart Matching Engine
AI pairs customers with sales agents based on communication styles and optimal contact times
Social Media Intelligence
AI-powered profile analysis identifies investment personas and personalized engagement strategies
Low Cost Transfers
Save up to 85% compared to traditional banks with transparent pricing and no hidden fees
Fast Payments
Most transfers arrive within 24 hours. Over 50% arrive in under 20 seconds
Bank-Level Security
WCAG 2.2 AA compliant with 2FA, encryption, and accessibility features for all users
Instant Loans
Get loans up to 70% of investments or 30% of verified physical assets instantly
Investment Products
Fixed deposits, treasury bills, mutual funds, real estate, and bonds with competitive returns
Verified Collateral
Trusted verification partners confirm physical asset values for secure lending
Risk Analytics
Real-time risk scoring with fraud detection and behavioral analysis for investments
Agent Performance
Cascading metrics, goal-setting, and reward systems drive team performance
Multi-Currency Wallets
Hold and manage money in 50+ currencies with local account details
Pan-African Coverage
Operating across 54 African countries with local payment methods and currencies
AI-Powered Intelligence
Intelligent Customer Acquisition & Engagement
Leverage cutting-edge NLP and machine learning to identify, acquire, and engage customers with unprecedented precision.
AI Performance Metrics
Lead Conversion Rate+42%
Agent Match Accuracy98%
Customer Satisfaction4.9/5
Response Time Reduction-65%
NEW
NEW
AI Investment Advisor
Personalized investment recommendations through step-by-step financial assessment, risk profiling, and goal setting.
NEW
NEW
Social Media Intelligence
Analyze any social profile to build personality profiles, investment personas, and personalized engagement strategies.
95% accuracy
NLP Analytics Engine
Real-time sentiment analysis with emotion detection, keyword extraction, and topic modeling.
5-factor model
Personality Profiling
Big Five (OCEAN) personality assessment to match customers with compatible products and agents.
40% higher conversion
Smart Matching Engine
Configurable matching weights for profile similarity, transaction patterns, and product preferences.
Real-time scoring
Risk Analysis Engine
Real-time risk scoring with fraud detection, credit assessment, and behavioral analytics.
Cascading Performance Metrics
Supervisor performance aggregates from their reporting agents
Regional Manager
Aggregated from 5 supervisors
87%
Target Achievement
Team Leads
Aggregated from 20 agents
92%
Conversion Rate
Sales Agents
Individual metrics
156
Avg. Leads/Month
Rewards Earned
Performance bonuses
$45K
This Quarter
Instant Collateral-Backed Loans
Access Capital When You Need It
Leverage your investments or verified physical assets to get instant loans with competitive rates and flexible terms.
Investment Collateral Loans
Unlock up to 70% of your platform investments instantly
70%
No paperwork required
Instant approval
Competitive interest rates
Flexible repayment terms
Example Loan Calculation
Investment Value$10,000
Loan-to-Value Ratio70%
Maximum Loan Amount$7,000
Interest Rate8.5% APR
Your investments remain in your account and continue to earn returns while securing your loan.
How It Works
Step 1
Calculate Eligibility
Enter your collateral details to see instant loan offers
Step 2
Submit Application
Quick online application with minimal documentation
Step 3
Verification
Trusted partners verify physical assets within 24 hours
Step 4
Instant Disbursement
Funds credited to your wallet immediately upon approval
Trusted Verification Partners
Complete accountability and audit trail
Verified Profiles
All verification partners have trusted, verifiable profiles on the platform
Complete Audit Trail
Data logs link verification partner, sales agent, and customer profiles
Accountability
Every verification is traceable for compliance and dispute resolution
How It Works
Get started in minutes
Three simple steps to start sending money globally with TokenMonie
01
Sign up for free
Create your account in minutes with just your email. No monthly fees, no commitments.
02
Verify your identity
Complete quick KYC verification to secure your account and unlock all features.
03
Send money globally
Transfer to 160+ countries at the real exchange rate. Most transfers arrive in seconds.
Simple, transparent pricing
No monthly fees, no hidden charges. You only pay a small transparent fee per transaction.
Personal
Pay as you go
Perfect for individuals and freelancers
0.5% - 2%per transaction
- No monthly fees
- Multi-currency accounts
- 24/7 support
- Mobile & web access
Most Popular
Business
Enterprise
For growing businesses and teams
Volume discountsavailable
- Batch payments
- Team management & permissions
- API access & integrations
- Dedicated account manager
For Business
Everything your business needs to go global
From startups to enterprises, TokenMonie provides the tools to manage international payments efficiently
- Batch payments to 1,000+ recipients at once
- Team management with role-based permissions
- Multi-currency virtual accounts
- API integration for custom workflows
- Payroll for international teams
- Compliant e-invoicing
Team Management
Control access and set spending limits
Virtual Accounts
Local account details in 10+ currencies
Business Insights
Track spending and optimize costs
Trusted by thousands of businesses
Ready to go global?
Join 50,000+ businesses and individuals sending money globally with TokenMonie. No setup fees, no monthly charges.